Fnma Rental Income Guidelines

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While you can rent out your property to longterm tenants after the first year of ownership, the guidelines specifically state that you are not allowed to use rental-management companies. This means that if you choose to rent the property, you will have to be responsible for all the tasks, including finding renters, collecting checks, and maintaining the property.

Many of the requirements that pertain to rental income are the same for loans underwritten through DU as they are for manually underwritten.